Job Description

Remote or Hybrid Position Available:

We are hiring a talented Underwriter professional to join our team. If youre excited to be part of a winning team we have a great place to grow your career.

Underwriter duties shall include without limitation:

• Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays
• Perform industry-standard underwriting activities (e.g. reviewing Income assets title appraisal loan application etc.)
• Access all risk factors of loan and ensure it meets guidelines
• Report to Manager in regard to protocol and file escalation
• Check for accuracy of all incoming loan information for file and report discrepancies
• Ensure that all of the tax title insurance and closing documentation is in place
• Interface borrowers loan processors loan officers and underwriting in an effective manner
• Review the appraisal to make sure it is accurate and thorough so that the home is truly worth at least the purchase price on purchases and value on refinances
• Maintain understand and follow lender / Agency / Investor guidelines at all times
• Underwriters to make sure all of the loan factors meet particular loan guidelines
• Maintain dates in loan origination system pertaining to underwriting (as applicable)
• Submit mortgage loans to automated underwriting systems for approval within investor guidelines
• Assure all FINAL numbers and information is updated in file and system prior to issuing a clearance to close
• Ensure file compliance prior to closing being requested
• All other duties as defined by Employer from time to time

Underwriter Requirements:

• Degree in Finance or Business Administration (essential)
• Two years of experience as an Underwriter (essential)
• Analytical thinker with research proficiencies
• Ability to use reasonable and sound judgment
• Strong problem-solving and decision-making skills
• Thorough knowledge of databases and tracking systems
• Solid organizational skills and detail oriented
• Ability to work under pressure and meet strict deadlines
• Strong interpersonal and negotiation skills
• Brilliant IT math and statistical skills
• Deep knowledge of underwriting regulations
• Ability to build positive relationships and partnerships with clients brokers and key role-players

Job Tags

Full time, Remote work

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